Make Gonzales Your Home
Whether you desire a restored home from the turn of the century or a custom home on a newly platted lot, Gonzales has a diverse housing stock. In 2014 the average sale price for a house was $210,000. Gonzales offers tremendous opportunities for home ownership.
There are many benefits to living in Gonzales, including:
A crime rate significantly lower than any nearby city in the Salinas Valley
A public library that is open to all residents and offers programs for families and kids
A recreation program with many activities for kids, including basketball, softball, soccer, swimming pool and more
Numerous activities for families throughout the year
There are many financial assitance programs that can benefit homebuyers. However, the City of Gonzales is more progressive than most, offering two local opportunities for assistance:
First Time Homebuyers Assistance Programs
The City offers a first time home buyers assistant program that provides financial assistance to lower income individuals or families who have not previously owned a home. The program provides eligible homebuyers with a 3% simple loan for 30 years with deferred payments. Homebuyers must receive a pre-approved first mortgage.
Housing Rehabilitation Program for Owner/Occupied
The City of Gonzales Housing Rehabilitation Program provides zero interest loans and grants to assist lower income homeowners in making needed repairs. Some homeowners may be eligible to receive deferred payment loans. Approved housing repairs include those that improve the health and safety of the home and extend its useful life.
Housing Authority of Monterey County
The Housing Authority of Monterey County (HAMC)
is a public agency that provides affordable housing programs for families and individuals. HAMC activity in Gonzales includes management of several rental complexes and development of the 44 unit Fanoe Vista Apartments completed in 2008.
Community Housing Improvement Systems and Planning Association ('CHISPA')
CHISPA is a non- profit housing development organization based in Salinas. CHISPA has built over 1,900 affordable housing units in Monterey County since 1980.